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 Shevy Akason is dedicated to helping his clients to understand and navigate the process of buying or selling a home. What follows is a list of services you can expect our team to help you with:

Find A Home

• Get to know you and understand your dream home
• Help you understand what you can afford
• Recommend mortgage loan professionals who will provide you with appropriate loan options
• Help you decide what neighborhoods to consider
• Screen homes so that you only look at homes that are likely to be right for you
• Show you homes on a convenient schedule
• Help you evaluate the surrounding neighborhood
• Provide local information on utilities, zoning, schools, noise, traffic patterns, government, development plans, and other items of interest to you
• Help you evaluate the property's potential resale value

Make an Offer

• Review the disclosure statement with you and advise you on pertinent issues.
• Advise you on the local transaction practices such as pricing strategies, 
   buyer and seller responsibilities, escrow procedures, and local regulations.
• Complete a CMA and evaluate comparable home pricing in the neighborhood and advise you on a fair offer price.
• Write a purchase offer and make sure you are fully familiar with the price, terms and contingencies.
• Package the offer to give you the best opportunity to submit an acceptable offer for the most favorable price and terms possible.
• Advise you on your best negotiating strategy and maintain regular communication with you during the negotiation process.
• Negotiate purchase contract terms in your best interest, including:

             o Price

             o Financing terms

             o Date of possession

             o Inclusion/exclusion of repairs and furnishings and fittings

             o Contingencies

·Help you to understand what you are signing and answer any questions you may have

Complete Your Purchase

• Advise you and coordinate necessary inspections
• Choose vendors and schedule, monitor, and complete inspections and repairs
• Coordinate the mortgage appraisal and work with you and your lender to resolve any issues that may arise along the way
• Monitor the escrow process and investigate title status of the property and flag any potential issues
• Maintain a closing calendar, making sure all tasks are completed and that the closing happens smoothly
• Coordinate with the title company and help with any escrow issues
• Give you the keys to your new home!

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BUYER TIPS

Remember, the home purchase process is not over until the loan has funded, recorded, and you have the keys!

Buyers miss out on their dream home or are knocked out of escrow everyday because they did not follow one or more of the recommendations below. Here are six suggestions to help keep your mortgage application and purchase process on course. 1. Do not take on new debt. The temptation is strong. There are many big purchases that people want to make in connection with a move: new flooring, appliances, window treatments, furniture, etc. When you add to this the fact that many companies offer easy terms and no money down it is hard to resist. Why not make the purchase? Answer: The purchase may change what the mortgage industry calls your "debt-to-income ratio" (the relationship of your income to your debt). 2. Do not change jobs. If at all possible, do not make a career or job change between when you complete your mortgage application and the closing on the home you are purchasing. If a better job comes along try to wait until after closing even if it's for more money. One of the factors mortgage companies consider is length of present employment; they are partial to stability. At the very least, changing jobs initiates the eed for more paperwork, and it may delay your closing. 3. Continue making your payments on time. Do not be late on any payments. If you do miss a payment, throw yourself on the mercy of the creditor and get the creditor to immediately remove any record. Sometimes, a creditor can grant a "one-time" courtesy waiver of a 30-day late payment. Keep your credit report clean during the process. 4. Keep your credit-card balances low. Do not buy "stuff" with credit cards and carry balances for long periods. Although the interest on most credit cards is too high, mainly because high balances on your credit cards can seriously impact your credit score even if you make your payments on time. This may show up in the event that there is a quality control review of your file prior to funding the loan. 5. Communicate with your lender and get your lender requested documents in a timely manner. If you are going to be unreachable because of vacation plans, tell your lender. Things develop during the loan process, and the loan officer might need to get in touch with you prior to the loan funding. Maintaining communication is key to a successful transaction. 6. Tell the whole story. If you have a judgment or a lien or a derogatory past credit item, admit it. Lenders understand that nobody is perfect. Prior to funding a loan, a credit report is run, a property search is performed (for past judgments and/or liens), and asset and income information is verified. It's better to deal with any bumps on the road up front. If these items are not correctly communicated they could become larger issues and prevent the loan from funding. Remember these are only recommendations. The mortgage application process is not a snapshot, it's an ongoing process that takes into account everything you do up until the day of closing. If you have any mortgage or real estate questions that are not answered here, please contact us at 949-769-1599. Start searching the for properties now Contact us

Andrew and Brenda Panagopoulos "I was relocated from Australia and my wife, daugther, and I were unfamiliar with many areas of Southern California. We wanted a large home and we preferred to have a pool. Working for Kone elevators I?m responsible for the western region of the United States including Hawaii. As a result I can live anywhere in Southern California. After spending some time with an agent that did not understand our needs we found Shevy through internet advertising he was doing for a home in Huntington Beach. We spent the next few months looking at different areas and finally found the exact home we were looking for. It was over 4000 square feet, with a pool, spa, rock waterfall, and gorgeous views. It had previously been in escrow for $675,000 and we negotiated the final price down to $600,000. We highly recommend Shevy for his ability to listen to needs, his patience, and his real estate knowledge."   back to top Megan and John "As long time Fullerton residents Megan and I knew the exact neighborhoods that we wanted to live in. We owned a home and were looking to move up to a slightly larger home in one of our preferred neighborhoods. Shevy advised that it was a buyers market and suggested that we lease our property rather than sell. He then set out on the task of finding us the right home in the right neighborhood for the right price. We soon realized that the homes we liked were slightly above the budget that we were looking to spend. Shevy educated us on the value of buying down the rate and seller carry back options. By utilizing both techniques we were able to find a dream home in a dream neighborhood. Shevy explained that the sellers main negotiating point is price and that if we can give them the price they are looking for he could negotiate favorable terms that will keep the payment for the home within our budget and actually much less than we even qualified for."   Beverley Katz- Irvine "As an immigrant from South Africa in 2001 my dream was to purchase a home. In 2008, with a dip in the market and rates still low I saw a good time and opportunity to purchase. After working with an agent for a couple of months that didn?t have a great understanding of the area and my price range I met Shevy at an open house. He asked me what my budget was, what areas I liked, and what my goals were. He assisted me by arranging for Ameri-dream down payment assistance and seller assistance for closing costs which allowed me to purchase the home I was looking for in Irvine. Without his assistance and his understanding of what my needs and goals were, I'm not sure that I could have purchased such a great home." back to top

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